@import "https://fonts.googleapis.com/css2?family=DM+Serif+Display:ital@0;1&family=DM+Mono:wght@400;500&family=DM+Sans:wght@300;400;500;600&display=swap";
*,:before,:after{box-sizing:border-box;margin:0;padding:0}input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}input[type=number]{appearance:textfield}body{background:#13141b}:root{--bg:#13141b;--surface:#1c1d27;--surface2:#272a37;--border:#3c4055;--accent:#d4e15c;--accent2:#5fd0c2;--muted:#9696c4;--text:#f0f0f7;--text-dim:#c2c2d8;--red:#ef6e6e;--green:#57d690;--accent-rgb:212,225,92;--accent2-rgb:95,208,194;--green-rgb:87,214,144;--red-rgb:239,110,110;--font-serif:"DM Serif Display", serif;--font-mono:"DM Mono", monospace;--font-sans:"DM Sans", sans-serif}.app{background:var(--bg);min-height:100vh;color:var(--text);font-family:var(--font-sans);flex-direction:column;display:flex}.header{border-bottom:1px solid var(--border);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);z-index:100;background:#13141be6;align-items:center;gap:16px;padding:20px 40px;display:flex;position:sticky;top:0}.header-brand{margin-right:auto}.logo{font-family:var(--font-serif);color:var(--text);align-items:center;gap:2px;font-size:22px;display:flex}.logo-dot{color:var(--accent)}.tagline{color:var(--muted);letter-spacing:2px;text-transform:uppercase;font-size:11px;font-family:var(--font-mono);margin-top:7px}.header-actions{align-items:center;gap:10px;display:flex}.header-divider{background:var(--border);flex-shrink:0;width:1px;height:22px}.hdr-btn{max-width:200px;font-size:12px;font-family:var(--font-mono);color:var(--text-dim);cursor:pointer;background:0 0;border:1px solid #0000;border-radius:6px;align-items:center;gap:6px;padding:7px 12px;text-decoration:none;transition:all .15s;display:inline-flex}.hdr-btn:hover{color:var(--text);border-color:var(--border)}.go-pro{font-size:12px;font-weight:600;font-family:var(--font-mono);background:var(--accent2);color:#0a0a0f;border:1px solid var(--accent2);border-radius:6px;align-items:center;gap:5px;padding:7px 14px;text-decoration:none;transition:opacity .15s;display:inline-flex}.go-pro:hover{opacity:.88}.avatar-btn{background:var(--surface2);border:1px solid var(--border);width:32px;height:32px;color:var(--accent);font-family:var(--font-mono);cursor:pointer;border-radius:50%;justify-content:center;align-items:center;padding:0;font-size:12px;font-weight:600;line-height:1;transition:border-color .15s;display:inline-flex;overflow:hidden}.avatar-btn:hover{border-color:var(--text-dim)}.avatar-btn.pro{border:2px solid var(--accent2);color:var(--accent2)}.avatar-initials{fill:currentColor;font-family:var(--font-mono);font-size:12px;font-weight:600}.avatar-img{object-fit:cover;width:100%;height:100%;display:block}.user-menu{background:var(--surface);border:1px solid var(--border);z-index:200;border-radius:10px;width:234px;padding:6px;position:absolute;top:calc(100% + 8px);right:0;box-shadow:0 8px 30px #00000080}.um-head{padding:10px 12px 12px}.um-name{color:var(--text);font-size:13px}.um-email{color:var(--muted);font-size:12px;font-family:var(--font-mono);text-overflow:ellipsis;white-space:nowrap;overflow:hidden}.um-plan{letter-spacing:1px;text-transform:uppercase;color:var(--muted);border:1px solid var(--border);border-radius:5px;margin-top:8px;padding:3px 8px;font-size:10px;display:inline-block}.um-plan.pro{color:var(--accent2);border-color:var(--accent2)}.um-divider{background:var(--border);height:1px;margin:2px 4px}.um-item{width:100%;font-size:13px;font-family:var(--font-sans);color:var(--text-dim);cursor:pointer;text-align:left;background:0 0;border:none;border-radius:6px;align-items:center;gap:10px;padding:9px 12px;text-decoration:none;transition:background .15s,color .15s;display:flex}.um-item:hover{background:var(--surface2);color:var(--text)}.um-item.upgrade{color:var(--accent2)}.nav{gap:4px;display:flex}.nav-btn{color:var(--text-dim);cursor:pointer;font-family:var(--font-sans);background:0 0;border:1px solid #0000;border-radius:6px;padding:8px 18px;font-size:13px;font-weight:500;transition:all .15s}.nav-btn:hover{color:var(--text);border-color:var(--border)}.nav-btn.active{background:var(--accent);color:#0a0a0f;border-color:var(--accent);font-weight:600}.main{flex:1;width:100%;max-width:1100px;margin:0 auto;padding:48px 40px}.section-title{font-family:var(--font-serif);margin-bottom:6px;font-size:36px;font-weight:400;line-height:1.1}.section-sub{color:var(--text-dim);margin-bottom:36px;font-size:14px}.card{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:28px}.label-mono,.card-label{font-family:var(--font-mono);letter-spacing:2px;text-transform:uppercase;color:var(--muted);font-size:10px}.card-label{margin-bottom:20px}.grid-2{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px;display:grid}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.field{flex-direction:column;gap:6px;margin-bottom:16px;display:flex}.field label{font-size:11px;font-family:var(--font-mono);color:var(--text-dim);letter-spacing:1px;text-transform:uppercase}.field input,.field select{background:var(--surface2);border:1px solid var(--border);color:var(--text);font-family:var(--font-mono);border-radius:8px;outline:none;width:100%;padding:10px 14px;font-size:15px;transition:border-color .15s}.field input:focus,.field select:focus{border-color:var(--accent)}.field select option{background:var(--surface2)}.stat-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:24px;display:grid}.stat-box{background:var(--surface2);border:1px solid var(--border);border-radius:10px;padding:18px}.stat-box.highlight{border-color:var(--accent);background:rgba(var(--accent-rgb),.06)}.stat-box.good{border-color:var(--green);background:rgba(var(--green-rgb),.05)}.stat-box.bad{border-color:var(--red);background:rgba(var(--red-rgb),.05)}.stat-label{font-size:10px;font-family:var(--font-mono);color:var(--muted);letter-spacing:1.5px;text-transform:uppercase;margin-bottom:8px}.stat-value{font-size:24px;font-family:var(--font-serif);color:var(--text)}.stat-sub{color:var(--text-dim);margin-top:4px;font-size:11px}.bar-chart{margin-top:28px}.bar-chart-title{font-size:11px;font-family:var(--font-mono);color:var(--muted);letter-spacing:1.5px;text-transform:uppercase;margin-bottom:14px}.bar-row{align-items:center;gap:10px;margin-bottom:6px;display:flex}.bar-label{font-size:11px;font-family:var(--font-mono);color:var(--text-dim);text-align:right;width:40px}.bar-track{background:var(--surface2);border-radius:4px;flex:1;height:8px;display:flex;overflow:hidden}.bar-principal{background:var(--accent);border-radius:4px 0 0 4px;height:100%;transition:width .4s}.bar-interest{background:var(--red);border-radius:0 4px 4px 0;height:100%;transition:width .4s}.bar-amount{font-size:11px;font-family:var(--font-mono);color:var(--text-dim);width:80px}.debt-item{background:var(--surface2);border:1px solid var(--border);border-radius:8px;grid-template-columns:minmax(0,1fr) auto auto auto auto;align-items:center;gap:12px;margin-bottom:8px;padding:14px 16px;display:grid}.debt-name{font-size:14px;font-weight:500}.debt-val{font-family:var(--font-mono);color:var(--text-dim);font-size:13px}.remove-btn{border:1px solid var(--border);color:var(--muted);cursor:pointer;background:0 0;border-radius:6px;justify-content:center;align-items:center;width:28px;height:28px;font-size:16px;transition:all .15s;display:flex}.remove-btn:hover{border-color:var(--red);color:var(--red)}.payoff-row{background:var(--surface2);border:1px solid var(--border);border-radius:10px;align-items:flex-start;gap:12px;margin-bottom:8px;padding:14px 16px;display:flex}.payoff-rank{color:#0a0a0f;width:26px;height:26px;font-family:var(--font-mono);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;margin-top:1px;font-size:13px;font-weight:700;display:flex}.payoff-main{flex:1;min-width:0}.payoff-head{flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:9px;display:flex}.payoff-name{color:var(--text);font-size:14px;font-weight:500}.payoff-tag{font-family:var(--font-mono);letter-spacing:.5px;color:var(--text-dim);background:var(--surface);border:1px solid var(--border);border-radius:4px;padding:2px 7px;font-size:10px}.payoff-meta{font-family:var(--font-mono);color:var(--muted);margin-left:auto;font-size:11px}.payoff-track{background:var(--surface);border-radius:4px;height:8px;margin-bottom:7px;overflow:hidden}.payoff-fill{border-radius:4px;height:100%;transition:width .4s}.payoff-sub{color:var(--muted);font-size:11px;font-family:var(--font-mono);justify-content:space-between;gap:12px;display:flex}.payoff-interest{color:var(--red);white-space:nowrap}.payoff-actions{flex-shrink:0;gap:6px;display:flex}.icon-btn{border:1px solid var(--border);color:var(--muted);cursor:pointer;background:0 0;border-radius:6px;justify-content:center;align-items:center;width:28px;height:28px;transition:all .15s;display:flex}.icon-btn:hover{border-color:var(--accent2);color:var(--accent2)}.strategy-toggle{gap:8px;margin-bottom:24px;display:flex}.strat-btn{border:1px solid var(--border);background:var(--surface2);color:var(--text-dim);cursor:pointer;font-family:var(--font-sans);text-align:center;border-radius:8px;flex:1;padding:10px;font-size:13px;font-weight:500;transition:all .15s}.strat-btn.active{background:var(--accent);color:#0a0a0f;border-color:var(--accent);font-weight:600}.timeline{margin-top:24px}.timeline-row{border-bottom:1px solid var(--border);align-items:center;gap:16px;padding:10px 0;display:flex}.timeline-rank{background:var(--accent);color:#0a0a0f;width:24px;height:24px;font-size:11px;font-weight:700;font-family:var(--font-mono);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:flex}.timeline-name{flex:1;font-size:14px;font-weight:500}.timeline-info{font-family:var(--font-mono);color:var(--text-dim);text-align:right;font-size:12px}.timeline-info span{color:var(--green)}.debt-progress{background:var(--surface2);border-radius:2px;height:4px;margin-top:6px;overflow:hidden}.debt-progress-fill{border-radius:2px;height:100%;transition:width .6s}.compare-col{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:24px}.compare-col.winner{border-color:var(--green)}.compare-header{font-family:var(--font-mono);letter-spacing:2px;text-transform:uppercase;color:var(--muted);justify-content:space-between;align-items:center;margin-bottom:16px;font-size:10px;display:flex}.winner-badge{background:var(--green);color:#0a0a0f;border-radius:20px;padding:2px 8px;font-size:9px;font-weight:700}.compare-stat{margin-bottom:14px}.compare-stat-label{color:var(--muted);margin-bottom:3px;font-size:11px}.compare-stat-val{font-family:var(--font-serif);font-size:22px}.compare-stat-val.better{color:var(--green)}.compare-stat-val.worse{color:var(--red)}.divider{border:none;border-top:1px solid var(--border);margin:32px 0}.btn{background:var(--accent);color:#0a0a0f;font-family:var(--font-sans);cursor:pointer;border:none;border-radius:8px;padding:10px 20px;font-size:13px;font-weight:600;transition:opacity .15s}.btn:hover{opacity:.88}.btn:disabled{opacity:.4;cursor:not-allowed}.btn-ghost{border:1px solid var(--border);color:var(--text-dim);font-family:var(--font-sans);cursor:pointer;background:0 0;border-radius:8px;padding:10px 20px;font-size:13px;transition:all .15s}.btn-ghost:hover{border-color:var(--text-dim);color:var(--text)}.add-row{align-items:flex-end;gap:10px;margin-top:8px;display:flex}.empty-state{text-align:center;color:var(--muted);border:1px dashed var(--border);border-radius:10px;padding:48px 0;font-size:14px}.empty-state-icon{margin-bottom:12px;font-size:32px}.insight-box{background:rgba(var(--accent-rgb),.05);border:1px solid rgba(var(--accent-rgb),.2);color:var(--text-dim);border-radius:10px;margin-top:20px;padding:16px 20px;font-size:13px;line-height:1.6}.insight-box strong{color:var(--accent)}.pill-group{gap:4px;display:flex}.pill-btn{cursor:pointer;font-size:11px;font-family:var(--font-mono);background:var(--surface2);color:var(--text-dim);border:1px solid var(--border);border-radius:5px;padding:3px 10px;transition:all .15s}.pill-btn:hover{color:var(--text)}.pill-btn.active{background:var(--accent);color:#0a0a0f;border-color:var(--accent)}.surplus-btn{cursor:pointer;font-size:11px;font-family:var(--font-mono);background:var(--surface2);color:var(--accent2);border:1px solid var(--border);border-radius:5px;padding:3px 10px;transition:border-color .15s}.surplus-btn:hover{border-color:var(--accent2)}.ledger{flex-direction:column;gap:6px;display:flex}.ledger-row{justify-content:space-between;align-items:center;display:flex}.ledger-label{color:var(--text-dim);font-size:12px}.ledger-val{font-size:13px;font-family:var(--font-mono);color:var(--text-dim)}.ledger-total{border-top:1px solid var(--border);margin-top:4px;padding-top:6px}.ledger-total .ledger-label,.ledger-total .ledger-val{color:var(--text);font-weight:600}.stat-value.hero{font-size:34px}.stat-value.lg{font-size:28px}.stat-value.md{font-size:20px}.stat-value.sm{font-size:18px}.compare-stat-val.sm{font-size:16px}.input-bare{color:var(--text);font-family:var(--font-sans);background:0 0;border:none;border-bottom:1px solid #0000;outline:none;width:100%;min-width:0;padding:0 0 1px;font-size:14px;transition:border-color .15s}.input-bare:hover{border-bottom-color:var(--border)}.input-bare:focus{border-bottom-color:var(--accent)}.expense-list{container-type:inline-size}.expense-row{grid-template-columns:minmax(0,1fr) auto auto auto}@container (max-width:430px){.expense-row{grid-template-columns:minmax(0,1fr) auto auto;grid-template-areas:"name name remove""amt type type";row-gap:10px}.expense-row .input-bare{grid-area:name}.expense-row .expense-amt{grid-area:amt;width:90px}.expense-row .expense-type{grid-area:type;justify-self:start}.expense-row .remove-btn{grid-area:remove}}.expense-amt{background:var(--surface);border:1px solid var(--border);width:90px;color:var(--text);font-family:var(--font-mono);text-align:right;border-radius:6px;outline:none;padding:5px 10px;font-size:13px}.expense-type{background:var(--surface);border:1px solid var(--border);color:var(--text-dim);font-family:var(--font-mono);border-radius:6px;outline:none;padding:5px 6px;font-size:11px}.tool-info{border-top:1px solid var(--border);max-width:760px;margin-top:56px}.tool-info h2{font-family:var(--font-serif);margin:36px 0 10px;font-size:22px;font-weight:400}.tool-info h3{color:var(--text);margin:22px 0 6px;font-size:14px;font-weight:600}.tool-info p{color:var(--text-dim);margin:0 0 10px;font-size:14px;line-height:1.7}.tool-info strong{color:var(--text);font-weight:600}.input-sm{background:var(--surface2);border:1px solid var(--border);color:var(--text);font-family:var(--font-mono);border-radius:8px;outline:none;padding:8px 12px;font-size:13px;transition:border-color .15s}.input-sm:focus{border-color:var(--accent)}.infotip{border:1px solid var(--muted);width:14px;height:14px;color:var(--muted);font-family:var(--font-mono);cursor:help;vertical-align:middle;-webkit-user-select:none;user-select:none;border-radius:50%;justify-content:center;align-items:center;margin-left:5px;font-size:9px;line-height:1;transition:color .15s,border-color .15s;display:inline-flex;position:relative}.infotip:hover,.infotip:focus-visible{border-color:var(--accent2);color:var(--accent2);outline:none}.infotip-pop{background:var(--surface2);border:1px solid var(--border);width:max-content;max-width:230px;font-family:var(--font-sans);letter-spacing:normal;text-transform:none;text-align:left;color:var(--text-dim);opacity:0;visibility:hidden;pointer-events:none;z-index:50;border-radius:8px;padding:9px 11px;font-size:12px;font-weight:400;line-height:1.5;transition:opacity .12s;position:absolute;bottom:calc(100% + 8px);left:50%;transform:translate(-50%);box-shadow:0 4px 20px #0006}.infotip:hover .infotip-pop,.infotip:focus .infotip-pop{opacity:1;visibility:visible}.row-toggle:hover{filter:brightness(1.12)}.row-toggle:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.tag{background:var(--surface2);border:1px solid var(--border);font-size:12px;font-family:var(--font-mono);color:var(--text-dim);border-radius:20px;align-items:center;gap:6px;padding:3px 10px 3px 12px;display:flex}.tag button{color:var(--muted);cursor:pointer;background:0 0;border:none;padding:0;font-size:14px;line-height:1}.tag button:hover{color:var(--red)}.legal{max-width:720px}.legal h2{font-family:var(--font-serif);color:var(--text);margin:28px 0 10px;font-size:20px}.legal p,.legal li{color:var(--text-dim);font-size:14px;line-height:1.7}.legal ul{margin:8px 0 12px 20px}.legal li{margin-bottom:4px}.legal a{color:var(--accent2)}.legal strong{color:var(--text)}.legal .eff{color:var(--muted);font-size:12px;font-family:var(--font-mono);margin-bottom:20px}.site-footer{border-top:1px solid var(--border);max-width:1100px;font-size:12px;font-family:var(--font-mono);color:var(--muted);flex-wrap:wrap;align-items:center;gap:14px;margin:0 auto;padding:22px 40px 40px;display:flex}.site-footer a{color:var(--text-dim);text-decoration:none}.site-footer a:hover{color:var(--text)}.site-footer .sep{color:var(--border)}@media (max-width:880px){.header{grid-template-columns:minmax(0,1fr) auto;grid-template-areas:"brand actions""nav nav";align-items:center;gap:8px 10px;padding:10px 18px;display:grid}.header-brand{grid-area:brand;margin-right:0}.header-actions{grid-area:actions}.nav{grid-area:nav;justify-content:center;overflow-x:auto}.nav-btn{white-space:nowrap;padding:8px 10px;font-size:12px}.tagline,.header-divider{display:none}.main{padding:28px 18px}.grid-2,.stat-grid,.grid-3{grid-template-columns:1fr}}